Thank you for choosing and using BoltAdvance (hereinafter referred to as "we" or "the Company"). We value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your data, and how we respect your choices regarding your personal information. By using BoltAdvance, you consent to our processing of your personal information in accordance with this policy. We are committed to providing safe, transparent, trustworthy, and integrity-based services.
We need to collect your information.
To provide you with a better experience, we may collect certain personal information when you use our apps or services, but we will always obtain your consent. If you choose not to share this information or later withdraw your consent, some features or services may be limited. We fully respect your choices and are committed to protecting your data security and managing your data responsibly.
With your explicit authorization, we may access SMS related to financial services on your device from the past 12 months, including account change alerts, loan notifications, salary deposit information, and one-time verification codes. This information will only be used for necessary purposes such as identity verification, credit assessment, and risk control to ensure account security and prevent fraud risks. During the relevant processing, the data may be encrypted and transmitted to a secure server (https://www.boltadvance.com) for necessary calculations and risk control analysis. We will not use the relevant SMS content for purposes unrelated to the above, nor will we conduct continuous monitoring or collect data beyond the scope required. All data is encrypted and securely stored using industry-standard measures and will only be used to the minimum extent necessary to achieve the functions.
With your explicit consent, we will obtain your location information when you use related functions. This information is used to verify the authenticity of the application environment, prevent fraud risks, and provide you with region-based service optimization and localized experience support. During processing, this information may be encrypted and transmitted to a secure server (https://www.boltadvance.com) for necessary risk control analysis and service matching to ensure normal function implementation and account security. We will not continuously track or monitor your location in the background. We will only temporarily obtain and use your location when you actively use related services or for necessary security verification, and we will strictly follow the principle of minimum necessity in processing and storage.
With your explicit authorization, you can fill in the information of two emergency contacts. We will only collect the names and contact information of the contacts you select for identity verification assistance and risk control support when necessary, in order to ensure account security and normal service operation. During processing, the relevant information may be transmitted in an encrypted manner to a secure server (https://www.boltadvance.com) for storage and necessary risk control processing, but it will only be used within the scope necessary to achieve the above purposes and will not be used for other unrelated purposes. We will not access your complete address book, nor will we proactively contact your contacts or expand the scope of information collection without authorization.
To enhance account security and risk identification capabilities, during your use of this service, with your authorization, we may, within necessary limits, read basic information about applications installed on your device, including application names, version numbers, and basic operational identifiers. This information is used to analyze the security of the device environment, identify potential abnormal behavior, and assist risk control models in comprehensive assessments to reduce the risk of fraud and abnormal use. This information may be transmitted in encrypted form to a secure server (https://www.boltadvance.com) for storage and analysis during processing, and will only be used for risk control and security purposes. We will strictly control data access permissions to ensure that use and processing are conducted only within authorized limits and according to the principle of minimum necessity.
With your explicit authorization, we may access your calendar for financial reminders from the past 12 months to provide you with repayment reminders, bill notifications, and related service support, helping you better manage your repayment schedules and financial plans. This information may be uploaded to a secure server (https://www.boltadvance.com) in encrypted form for storage and necessary analysis during processing, but only to the extent necessary to achieve the above functions. We will not access or modify other non-financial schedules in your calendar.
With your explicit consent, we will access your camera when you actively use related functions for identity verification, document capture, or information upload (such as ID photo collection) to support necessary processes such as account registration, review, or security verification. The camera will only be activated when you trigger the corresponding function operation; it will not run continuously in the background, nor will it capture, record, or save content without authorization. The captured image data may be encrypted and uploaded to a secure server (https://www.boltadvance.com) for storage and necessary review during processing, and will only be used to achieve the aforementioned functional purposes.
After you authorize, you can choose to upload materials from your device's photo album or file manager, such as identity documents, income certificates, or other documents related to account review and service verification. We will only access and process related content within the scope you actively choose and will not read or handle file information unrelated to this business. The information you submit may be uploaded to a secure server (https://www.boltadvance.com) in encrypted form for storage and review during the processing. This data will be used for identity verification, qualification assessment, and related service functions. We will strictly control access permissions and use the data only to the minimum necessary extent to ensure information security and compliance.
To ensure your account security and the stable operation of our services, we will collect basic information related to your device and network environment, including device model, operating system version, network connection status, and IP address, within the necessary scope during your use of this application. This information is used for risk identification, security protection, abnormal behavior detection, and system performance optimization to improve overall service reliability and security. During processing, this data may be uploaded to a secure server (https://www.boltadvance.com) in an encrypted manner for storage and analysis, and will only be used to achieve the aforementioned security and optimization purposes. We will not use this information to identify your personal identity, and we will implement access control to ensure information security and compliant use.
With your explicit consent, we may access your device's storage to assist you in uploading selected application materials, such as identity information or other documents required for business processing, to support account verification and the normal operation of related service functions. We will only process the documents you actively choose to submit and will not read, scan, or modify other stored content unrelated to this service. The data you upload may be encrypted and uploaded to a secure server (https://www.boltadvance.com) for storage and review during the processing, and will only be used for identity verification and business function implementation.
When you log in or bind this application using your device's main account, with your authorization, we may collect necessary basic account information, such as username, email address, and system-generated account identifier, to complete identity verification, account binding, login security verification, and subsequent account management services, in order to ensure the normal use and secure operation of your account. During processing, this information may be uploaded to a secure server (https://www.boltadvance.com) in an encrypted manner for storage and synchronization management, and will only be used to achieve the above-mentioned functional purposes. We will not obtain or store your account password or other sensitive authentication information.
We retain your personal information only for the period necessary to achieve the purpose of our services, fulfill our contractual obligations, and comply with legal and regulatory requirements. Different types of data will be subject to different retention periods depending on their purpose and relevant regulations. For example, information related to identity verification, transaction records, or risk control may need to be retained for a period of time after you cease using the services to meet legitimate needs such as compliance audits, regulatory requirements, or dispute resolution.
When data is no longer used for the above purposes, or when you legally request deletion or withdrawal of authorization, we will promptly process the relevant information according to our internal procedures, including deletion, de-identification, or anonymization, to ensure that the data cannot be restored or used to identify individuals.
Personal Data Protection
We are committed to protecting your personal information and ensuring its accuracy. We take appropriate physical, administrative, and technical security measures to prevent unauthorized access, use, or disclosure.
Information transmission is protected using SSL encryption, and we employ advanced technologies at multiple levels to ensure system security. We take the following measures to protect your data:：
a. Encrypting data during transmission;
b. Providing security features such as one-time password verification;
c. Regularly reviewing our data collection, storage, and processing methods, including physical security;
d. Restricting access to information to employees, contractors, and agents only on the basis of necessary informed consent, and all parties are subject to confidentiality obligations;
e. Complying with all applicable laws and regulations;
f. Regularly reviewing this Privacy Policy to ensure compliance;
Respond to formal complaints and cooperate with regulatory agencies to resolve data transmission issues.
Related to the use of cookies
To ensure the normal operation of our website and applications, and to continuously optimize our service experience, we may use cookies or other similar technologies on your device. Cookies are small data files generated and stored on your device when you access our services, used to record information related to your usage behavior.
Through these technologies, we can:
a. Maintain the basic functions of the service.
b. Record your usage preferences and settings.
c. Analyze system performance to improve stability.
d. Assist in identity verification and security authentication, provided it complies with legal regulations.
The information above is used solely to improve service experience and ensure system security, and will not be used for any unauthorized purposes.
For more information about the types, uses, and management of cookies, please refer to our Cookie Policy, which contains more detailed instructions.
Updates and effectiveness of the privacy statement
We may update this Privacy Statement from time to time in accordance with changes in laws and regulations, business adjustments, or service optimizations. The updated content will take effect upon publication or by notifying you in an appropriate manner and will apply to your subsequent use of this application and related services.
If you disagree with the updated Privacy Statement, you may choose to stop using this application and related services; if you continue to use them after the update takes effect, it will be deemed that you have read and agreed to have your personal information processed in accordance with the latest version of the Privacy Statement. We recommend that you review this Privacy Statement regularly to stay informed about our latest measures regarding personal information protection.
Contact Us
If you have any questions, comments, or suggestions regarding this Privacy Policy, or if you wish to exercise your related privacy rights, please contact us through the following methods:
You can send an email to: support@boltadvance.com
We will process and respond to your request within a reasonable timeframe.